Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Mandi Cuma Satu Kali Dalam Sehari Ternyata Baik Untuk Kesehatan Tubuh



Mandi dua kali sudah jadi kebiasaan bagi sebagian orang, terutama masyarakat Indonesia.

Jika ada teman yang hanya mandi satu kali biasanya akan dicap sebagai orang yang jorok.

Tapi menurut sebuah penelitian mandi sehari satu kali justru baik untuk kesehatan.

Dilansir dari ilfscience.com (9/2/2018) sebuah studi mengungkapkan fakta tentang mandi.

Studi ini meneliti sebuah suku primitif Yanomami di pedalaman hutan Amazon.

Orang-orang suku ini sangat jarang bersentuhan dengan air.

Hal ini bertujuan untuk melindungi diri dari ancaman "predator".

Dengan tidak bersentuhan dengan air, kompleksitas bakteri dalam tubuh mereka menjadi tinggi dan menjadi antibiotik alami bagi tubuh.

Hasilnya, tubuh orang-orang suku Yanomami lebih kebal terhadap serangan virus penyakit.

Kompleksitas bakteri sendiri merupakan sekumpulan mikro bioma yang penting untuk kesehatan tubuh.

Jika kompleksitas bakteri berkurang, tubuh akan rentan terhadap virus dan penyakit.

Apalagi jika orang-orang tersebut berada daerah tropis seperti Indonesia.

Jadi, tetap akan mandi dua kali atau hanya satu kali dalam sehari?

Eits, yang penting tetap harus mandi minimal sekali dalam sehari ya!

Jangan Disepelekan, Ini 7 Tanda Orang Terkena Penyakit Diabetes yang Jarang Disadari


Diabetes sendiri dibedakan menjadi 2 yaitu tipe 1 dan tipe 2.

Bahaya penyakit ini tak main-main, mulai dari kerusakan sistem syaraf, amputasi hingga paling parah kematian yang diakibatkan komplikasi.

Sebagai penyakit yang berbahaya, banyak orang yang masih menganggap remeh diabetes.

Data dari Federasi Diabetes Internasional menyebutkan bahwa di tahun 2015 penderita diabetes di Indonesia mencapai 10 juta orang.
Namun, separuh lebih dari mereka tidak menyadari kondisi tersebut.

Tanda-tanda orang terkena diabetes memang jarang disadari.

Hal itulah yang membuat orang-orang yang terkena diabetes terlambat untuk menanganinya.

Agar penyakit ini dapat dicegah, berikut ini ada 7 tanda penyakit diabetes yang dilansir dari Health (8/2/2018).

1. Sering Buang Air Kecil

Tanpa insulin, gula terakumulasi dalam aliran darah.

Ginjal yang biasanya menyerap kembali gula menjadi kewalahan.

Akibatnya orang-orang yang menderita diabetes menjadi lebih sering buang air kecil.

2. Gampang Haus

Rasa haus yang berlebih diakibatkan buang air yang terlalu sering.

Jika tidak disadari, orang yang menderita diabetes akan terkena dehidrasi.

Dehidrasi membuat diabetes semakin parah karena kadar gula darah naik.

3. Berat Badan Turun

Akibat insulin tidak memadai, karbohidrat dalam tubuh cepat terserap.

Hal ini membuat penderita diabetes mudah turun berat badannya.

Sebanyak apapun makannya jika hormon insulin tidak normal, berat badan seseorang mudah turun secara drastis.

4. Mudah Lelah

Penderita diabetes biasanya mudah merasa lelah.

Hal ini dikarenakan efek dehidrasi dan kekurangan energi akibat kurangnya insulin dalam tubuh.
5. Bau Buah

Diabetes sering disebut dengan kencing manis.

Hal ini karena kencing dan bau nafas penderita diabetes berbau seperti buah.

Bau tersebut berasal dari produksi keton yang biasanya dimiliki penderita diabetes.

6. Sakit Perut

Nyeri pada perut adalah salah satu tanda orang terkena diabetes.

Nyeri tersebut berasal dari keton dalam darah yang meningkat.

7. Pandangan Kabur

Tingkat glukosa yang tinggi mebuat cairan di mata bocor ke lensa.

Hal ini mebuat lensa mebengkak dan menyebabkan penglihatan kabur.
Jika tidak ditangani, penderita diabetes bisa mengalami kebutaan.


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